Having great credit is more important than ever.
But why work with us?
- We offer a 100% Money Back Guarantee.
- We are a company with integrity.
- We are very experienced with consumer, business and mortgage credit.
- We will be intimately involved with your credit repair experience.
- We will be there for you every step of the way.
- Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
- Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.
Services include:
Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
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An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Proces
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Custom Dispute Letters Submitted On Your Behalf.
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Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.
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We have an excellent track record in helping client's to improve their credit scores:
If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.
Average Client's Credit Score Increase in 6 months:
60 points
Average Score Increase in 35 days:
10 points or more 93%
20 points or more 71%
50 points or more 25%
100 points or more 15%
20 points or more 71%
50 points or more 25%
100 points or more 15%
Average Score Increase in 90 days:
10 points or more 97%
20 points or more 82%
50 points or more 40%
100 points or more 25%
20 points or more 82%
50 points or more 40%
100 points or more 25%
Our 100% Guarantee, Cancellation and Return Policy:
You are entitled to a 100% refund on all payments and fees, if:
You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
- You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.
You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
These people had amazing results
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"I was overwhelmed by all the negative marks on my credit report, but J&L Financial Freedom broke down the process for me and made it manageable. Within months, my score went from 580 to 710. They really know their stuff!"
Brian K. |
"I tried fixing my credit on my own for years with no progress. J&L Financial Freedom stepped in and within a few months, my score was high enough to qualify for a business loan. They made a huge difference."
Melissa D. |
"The team at J&L Financial Freedom was so patient and knowledgeable. They answered all my questions and guided me through every step. My credit score jumped 90 points, and I’m finally able to rent a nicer apartment."
Erica S. |
